Questions agents ask us
Form LC-04 · FAQ
Where do your health insurance leads come from?
Every lead is a consumer inquiry submitted on an insurance website that LeadCo owns and operates — some online since 2007. We do not buy, resell, or recycle third-party lists. A person looking for health coverage fills out a quote form on one of our sites, and that inquiry is delivered to you.
What types of leads are in the mix?
A statewide mixture of ACA and individual health insurance leads, short-term health insurance leads, self-employed health insurance leads, Medicare leads, cancer and heart supplemental leads, and disability insurance leads. You don't pick a single niche on the Unlimited plan — your subscription delivers whatever coverage your states' shoppers ask for, and any given week can lean toward any of these types. Every one arrives with the same documented consent evidence.
Are these real people or aged lists?
Real people, in real time. Each submission passes Google reCAPTCHA Enterprise scoring, honeypot traps, and network screening before it becomes a lead. Aged or recycled lists are never sold on this plan.
Are the leads exclusive or shared?
The Unlimited plan is shared: each lead goes to a small, capped number of buyers, and the cap is disclosed in your portal. Sharing is what makes the flat monthly price work. If you want leads sold once, to you only, see our sister site ExclusiveHealthLeads.com.
What does “unlimited” mean, and what does it cost?
You pay one flat monthly price and receive every matching lead in your states — no per-month lead limit. Each plan carries a per-lead cap: at cycle end we compute leads delivered × cap, and anything under your monthly price credits the next invoice. A zero-lead month makes the next month free. Current plan pricing is shown when you create an account.
What areas can I target?
The Unlimited plan is statewide: choose one or more states and receive matching leads from across each entire state, plus an optional age range. ZIP-code and county targeting are not part of this plan.
How are leads delivered?
Instantly, by email, or by a direct HTTP POST to your CRM using a documented delivery format. Every lead also appears in your buyer portal with its full history.
Is contacting these leads TCPA compliant?
Every lead is captured with express written consent: the exact consent language the person saw is stored verbatim with a version identifier, SHA-256 fingerprint, IP address, and timestamp — and that evidence is delivered with the lead. You remain responsible for your own calling practices, but the consent record travels with every lead.
How do I sign up and pay?
Create a buyer account, sign the purchase agreement electronically, and put a card on file. Billing runs through Square with a receipt for every charge and line-item monthly invoices you can audit in your portal.